Which statement is true concerning the nature of a testator?

A testator possesses the legal right to alter their will at any time prior to their death, which is a fundamental aspect of estate planning. This ability allows a testator to make changes that reflect their current wishes regarding the distribution of their assets, address changes in relationships, or adapt to new financial circumstances.

This principle underscores the dynamic nature of a will, emphasizing that it can be a living document that evolves with the testator's life. For instance, if a testator marries, has children, or undergoes significant changes in their financial situation, they are fully empowered to update their will to ensure their estate is managed in accordance with their current desires.

In contrast, the other statements do not accurately reflect the nature of a testator. A lawyer's presence is not legally required for drafting a will; many jurisdictions allow individuals to create valid wills independently. Additionally, having debts does not bar a testator from making a will; it is commonplace for individuals to have debts when they pass. Finally, there is no legal requirement for a testator to notify heirs about their will, though communication may be beneficial for family dynamics but is not mandatory.